Money In The Bank Or Money In Property?

Money In The Bank Or Money In Property?

 

Nowadays, more people are becoming wiser in handling their hard-earned money. To secure a better future, investing is a popular option for business-minded individuals. However, we have different risk appetites. For conservative investors, keeping money in the bank and investing in property are options they can consider.

But which is better? To better understand, here are the facts to help you choose which works for you.

 

Money In The Bank

This is what we identify as a savings account. In reality, keeping a savings account is not for building wealth, it’s having a safe location to just keep your money. It can increase your net worth, but keeping money in the bank with low-interest rates does not make good investments.

In a recent article, the Bank of England forecasted inflation to hit 4% this year as Britain’s robust recovery from the pandemic accelerates at a blistering pace. In comparison, the interest rate from the bank is only 0.01%.

That means that if you’re saving in the bank for investing purposes, you are losing money. The number may stay the same, but the buying power of that money is decreasing every year with inflation. 

Saving in the bank provides you with a spot to keep some money for reasons other than investing. A healthy savings account is one of the best ways to protect your investments.

In essence, a savings account is good for protecting your investments, preparing for emergencies, and peace of mind in your financial life, but it is not an ideal option for growing your money.

 

Money In Property

A more popular means of investing, with sure returns, is investing in property. Investing in real estate, when done correctly and strategically, can generate wealth. It is tangible, and there is more than one way to earn money. 

That being said, we’ve narrowed down some strategies for investing in property.

Rental Properties

Owning rental properties can generate a steady cash flow for an extended period of time. There’s always a market for this. Young families, young professionals, and immigrants are some of them. If you have the patience to manage tenants, this is for you.

House Renovation Flip

The fix-and-flip culture has exploded. Thanks to the popularity of home renovation shows. There’s a massive opportunity for income in this strategy, but you also need to find the perfect properties to flip.

Vacation Rentals

Airbnb is a perfect example. Vacation rental or short-term properties are accommodations that travellers can rent on a short-term basis. These accommodations range from high-end luxury properties to spare bedrooms in other people’s apartments.

HMO 

HMO’s are very attractive investments. HMOs, include residential accommodation, which is the main home for three or more unrelated people. The multiple occupancy/student market continues to grow. It produces high rental yields and is in demand due to the rise of the population.

 

The Bottom Line

If your purpose is to grow your equity and have a steady income stream, then property investing is definitely for you. Depending on how you prefer to invest, there are several options to choose from. However, in every investment, you should do your due diligence in knowing all the risks, facts, and numbers. Successful investments involve dedication, commitment and patience. 

On the other hand, if you only want to save for emergencies or want a spot to store your money for unexpected expenses, money in the bank is a safe place to keep it. 

Again, it’s a safe location just to keep your money, but it is not an ideal option for growing your money.

 

Investing in Property

We make property investing simple for people who want to benefit from high-quality property investments without investing their own time or resources. Our investors can benefit from a passive income on a fixed term, backed by a brick and mortar asset and a team of experienced property investment professionals.

Are you interested in finding out more?

Download our investor brochure by clicking the button below.


Why Invest in Edinburgh?

Why Invest in Edinburgh?

 

Edinburgh, without question, is a beautiful place to live in. Its rich history, innovation and creativity, iconic architecture, and vibrant culture make Edinburgh a desirable place to live, work, visit, and study.

This is exactly the reason why Edinburgh remains to be a hotspot in property investment. Seasoned property developers and investors have firsthand experienced success in investing in Edinburgh, while aspiring property investors see the potential towards building equity and wealth. 

There are numerous other reasons why you should invest in Edinburgh. The obvious reason is just the beginning. Let me dive in deeper and tell you why it is wise to invest in Edinburgh.

 

World-Class Education

Edinburgh is home to The University of Edinburgh, a high calibre university that is consistently on top. Currently occupying the 16th in the 2022 QS World University rankings. Other high ranking and performing universities are Edinburgh Napier University and Heriot-Watt University. This alone attracts local and international students that make up 20 per cent of the population.

 

Booming Tourism

Edinburgh is the 2nd most visited city outside London, with over 13 million visitors each year.

From family days out to cultural discovery, Edinburgh has many top attractions to satisfy everyone, including some of Scotland’s most visited free and paid-for attractions. In addition, the city’s backdrop of Arthur’s Seat, the Pentland Hills and Edinburgh’s Waterfront make the city an amazing place to live. 

 

Green Space

Edinburgh has more green space than any other UK city. The city’s well known green spaces include Holyrood Park and Royal Botanical Garden. In addition, the outskirts of the city feature major green spaces such as the coastal Dalmeny Estate, the semi-natural Cammo Estate, and the Pentland Hills Regional Park. 

To make sure Edinburgh remains the beautiful green city that it is, the Edinburgh City Council has approved plans to spend over £4m improving parks and green spaces across the capital. Thus, attracting more tourists to the city.

 

Population Growth

In terms of population, Edinburgh currently has around 542,599 residents. But, according to National Records Scotland, Edinburgh is growing fast. They say that within 25 years, the population could rise. Edinburgh City Council says Edinburgh could be bigger than Scotland’s largest city, Glasgow, by 2032. Foresight into the demand of property prices and rents in the future.

 

Regeneration

The ongoing projects and plans for the city are one reason why Edinburgh is currently thriving and why so many investors and residents plan to put down roots here. 

Regeneration will help to modernise the capital and promote the already existing features the city has. Many redevelopment plans are in place for the capital, including the St James Quarter and The Johnnie Walker experience. These upcoming builds will attract even more visitors, tourists, and tenants to Edinburgh.

 

Efficient Transport System

According to Andrew White, head of residential at Collier’, “The city’s compact size means that for business or pleasure, Edinburgh is easy to traverse by foot or the efficient transport system.”

Ease of transportation is a factor in choosing a home, and Edinburgh is a city that can be easily accessed and travelled. Either you travel by foot or travel using their transport system, you can be sure to reach your destination with ease.

 

The Future is Even Brighter…

The future of Edinburgh is looking optimistic. New developments are underway to improve the capital. Population and opportunities also keep on growing. With these factors and the reasons mentioned above, property investors are looking into a brighter investment future. 

And despite the global pandemic, Edinburgh’s property market remains resilient and continues to thrive. 

 

Investing in Property

We make property investing simple for people who want to benefit from high-quality property investments without investing their own time or resources. Our investors can benefit from a passive income on a fixed term, backed by a brick and mortar asset and a team of experienced property investment professionals.

Are you interested in finding out more?

Download our investor brochure by clicking the button below.


Daisy Terrace | Edinburgh

Deal Figures


Purchase Price:
£200,000

Renovation Costs:
£45,000

RICS Valuation Post Refurb:
£325,000

Estimated Profit*:
£70,000

*Cost of finance not factored into profits at this stage, however legal fees and stamp duty deducted before profits estimated.

Daisy Terrace

We’re delighted to show you our latest project at Daisy Terrace in the conservation area of Shandon in Edinburgh. The property its-self is a one-bedroom ground floor colony flat located in the Flower Colonies at Shandon, and it’s bursting with character. For anyone who doesn’t know about Colony properties, these rows of beautiful lower and upper apartments were built in the late 1800s for skilled workers. The Colonies were known to be bustling areas with a real sense of community, and this is still the case to this day.

The previous owners occupied the property for a long time (around 50 years). So the first job was to strip out the property – carpets, textured wallpaper, bathrooms and the kitchen. This gave us a blank canvas to start working with.

Box-room to Kitchen

We purchased the property as a one-bedroom colony flat but spotted the potential to convert it to a two-bedroom flat. The property benefitted from a large walk-in box room which was accessed from the hallway. We converted this box room into the kitchen and were delighted with the finished result (not to mention the kitchen’s functionality).

The previous kitchen was stripped out to leave a good-sized double bedroom. We thought having this property set up as a two-bedroom flat would appeal to many buyers looking in this price range in the area. The room would also be perfect for other uses depending on the buyer – a guest bedroom, a dining room or even a home office.

Before
After

Wash-room

The old WC was stripped out and modernised with a tiled floor, half-height wall tiles and an LED mirror.

Before
After

Master Bedroom

The master bedroom is a really good size in this property and benefits from all-day sunlight with its south-west facing windows. And what a difference with the walls skimmed, painted with a lovely Farrow and Ball colour and the original floorboards sanding and brought back to life.

Before
After

Livingroom

Part of taking on a project with as much character as this property had, was to enhance the original features. Therefore, rather than removing any original features, we thought it was best to restore them where possible.

When we pulled up the carpets in the property, we found the original fireplace hearth in the living room. While a small number of the tiles in the heart were slightly cracked, we thought it still looked great and decided to keep this original feature but with a modern twist. First, we lined the chimney and installed a wood-burning stove, which is always a huge attraction when selling a property.

We were very fortunate with the condition of the original floorboards in the property, so we sanded and lacquered the original flooring for it to be enjoyed for years to come. We think it looks
fantastic!

The cornice throughout the property and ceiling rose in the living room were also in excellent condition, so our decorator worked his magic freshening these up.

Before
After

Old Kitchen to Bedroom Two

Because we were able to put the kitchen into the big box-room off the hallway, this allowed us to remove the old kitchen and add a second bedroom and add significant value to the property.

Before
After

Shower-room

The bathrooms needed some attention but thankfully, no structural changes. We picked a modern yet timeless look for the bathrooms and maximised light in these rooms by fitting LED mirrors and replacing the old patterned glass in the doors with modern frosted glass. In addition, by replacing the glass in the door frames, we could increase natural light in both rooms while keeping the original doors in the property. Once the property went on the open market, we were amazed at how many viewers complemented the bathrooms.

Before
After

If you’d like to find out more about investing with us, check out our investor brochure by clicking the button below.

Download Our Brochure

Lanark Road | Edinburgh

Deal Figures


Purchase Price:
£200,000

Renovation Costs:
£45,000

RICS Valuation Post Refurb:
£325,000

Estimated Profit*:
£70,000

*Cost of finance not factored into profits at this stage, however legal fees and stamp duty deducted before profits estimated.

Lanark Road - Under Offer

Our property at Lanark Road is located in the historic conservation village of Juniper Green, just on the outskirts of Edinburgh. The property is an old farmhouse style property, with the ground floor converted into a commercial property and the two upper floors as a maisonette. The property we purchased covers the first and second floor and is a large three-bedroom, three public room maisonette. 

Stage 1

While at first glance the property appeared relatively well maintained internally, unfortunately the previous owner had neglected many of the larger repairs required to the property. Firstly the property’s roof had been leaking for many years, causing damp and ultimately multiple areas of dry rot. The first job was to overhaul the roof to ensure the property was water tight. Following this we used a reputable rot specialist company to treat the dry rot throughout the property. 

Once these essential repairs were completed, it was time to start on the inside of the property.

Before
After

Stage 2

We involved our architect following the initial external works to see how we could maximise the usability of the space within the property. The property only had one bathroom located in the vestibule area, therefore we converted a dressing room off the master bedroom to a main bathroom. All bathrooms required replacement, as did the dated heating system. The electrics had been updated in places but to ensure the property met our standards for sale (and as a backup plan, for rent), we fully rewired the property. 

Once the bigger jobs of the property were completed, we were on to the more cosmetic renovations we all love to see the before and after pictures of! We replaced the kitchen with a modern shaker kitchen, and fully redecorated throughout in neutral tones. We also pulled out the slightly retro fireplace and replaced it with something more in line with current trends.

Before
After

Stage 3

We’re firm believers in staging properties for sale. Staging a property can turn it from a relatively blank canvas into something eye catching. We fancied trying something different for this project: virtual staging. You may, or may not, be able to tell but the property was staged virtually! We think the computer generated images of the furnishings in the property made an incredible difference to the feel of the property, and really opened our eyes to what the property could look like with the right finishing touches. The property was put on the open market but luckily didn’t stay for sale for long… we accepted a fantastic offer after one week on the market!

Before
After

Coillesdene Drive | Edinburgh

Deal Figures


Purchase Price:
£305,000

Renovation Costs:
£130,000

Estimated End Market Value:
£550,000

Profit:
£115,000

Coillesdene Drive

Our Coillesdene Drive project was a derelict bungalow located in the popular area of Joppa, in east Edinburgh. With views over the Firth of Forth and a stone’s throw from the beach, this property was a rough diamond. The property had been empty for five or more years, and it was evident that even when it was occupied, the owner had neglected many maintenance issues in their property. We could see the potential to turn this property into a show home, with endless possibilities for extensions and internally reconfigurations.

Before
After

Stage 1

Many works were required to bring this property back to liveable condition, but a high level of exterior works was required before we could make a start on the interiors. Firstly the removal of the crumbling garage and boundary wall was essential for safety purposes, followed by weeks of excavation of the back garden. A boundary wall had collapsed into the back garden, leaving mounds of rubble, concrete and a huge amount of overgrown vegetation to be removed. 20 skips or so later, we managed to see the full size of the back garden and get a list of exterior works required together. Some windows were replaced due to a previous break-in, and the roof and gutters required overhauling.

Previous neighbours kindly gave us background information into the property, highlighting drainage or plumbing issues. Due to the nature of the issues, we replaced all plumbing inside the property. After using the facilities for a few weeks, we realised the drainage outside also required investigating. Replacement pipes for all drainage were installed, which required deep excavations at the front of the property.

Before
After

Stage 2

We got to work on a plan for the inside of the property. The property had two bedrooms and three public rooms, therefore we discussed usage of these rooms with our architect and made plans to convert the bungalow to a three-bedroom two public room home. We opened up the living room with the kitchen, providing a large and bright west facing open plan living space. The existing lounge was changed into the master bedroom with built-in storage. The property required rewiring, which took place at the same time as the heating (and plumbing) overhaul. As the property had been empty for many years, the property felt damp and had many areas of mould. We investigated these potentially worrying damp areas and sorted any ongoing issues, which included historic burst pipes due to the cold. We installed a new kitchen, new bathroom and fully redecorated the bungalow (inside and out). 

The landscaping of the garden made an incredible difference to the feel of the property, turning it from a rather dated property into a modern space. The before and after pictures really show the huge transformation of this property, enjoy! 


Bonnington Grove | Edinburgh

Projected Figures


Purchase Price:
£180,000

Renovation Costs:
£39,000

RICS Valuation Post Refurb:

£275,000

Potential profit*

£43,407

Bonnington Grove

Bonnington Grove is a beautiful quiet street located next to Victoria Path, in North Edinburgh. The property has some wonderful original features, including high ceilings and intricate cornice. The property was a large one bedroom property, containing a lounge with a box room off it and a large dining kitchen. We felt the property could be rearranged to form a good-sized two-bedroom property. With a south-facing living room and small garden to the front, the property had a lot of potential for a range of buyers.

Before
After

Stage 1

The property had been neglected for many years, with the previous owner not carrying out any maintenance work for some time. When we purchased the property it had been partially rewired and had a very dated (and dangerous-looking) heating system. A full rewire and heating system upgrade was first on the list of renovation works. 

The box room off the lounge was not quite large enough to have a new kitchen fitted. Therefore we required architects and engineers input to move one of the walls (load-bearing) in the box room to create more space, by taking some space out of the previous large dining kitchen. This created a small but practical kitchen off the living room.

Before
After

Stage 2

By creating a new kitchen, we had two bedrooms to decorate. We relocated the boiler in the property from the existing kitchen into the new walk-in wardrobe in the newly formed bedroom. The property required a new bathroom, new kitchen and full redecoration throughout. We were very pleased with the end result, and hope you enjoy the before and after pictures.

Before
After

Western Terrace | Edinburgh

Deal Figures


Purchase Price:
£370,000

Renovation Costs:
£100,000

Sold Price:
£639,500

Profit:
£169,500

Western Terrace

Western Terrace was a large three bedroom terraced house. The property had some incredible original features, and this was one of the major factors that swayed us during our search for a property to renovate. Bringing this unloved property back to its former glory was our main objective our the renovation works.

Before
After

Stage 1

This property required some major works. The property had some of the worst dry rot seen by the rot specialists, which spanned the four terraced houses on the property. Unfortunately, the previous owner of this property had let the roof fall into disrepair over many years, and as a result, allowed water to ingress and cause extensive rot work. Treating the rot and replacing the roof was first on the list of must-do jobs. Many of the original sash and cash windows were cracked, and sills rotten. These were also replaced urgently once works got underway. Unsurprisingly, the property had extremely dated electrics and heating system, so both of these were replaced before moving on to the more cosmetic side of the renovation.

Before
After

Stage 2

Once the essential works were completed to make this property wind and watertight, we got to work making internal alterations to maximise the space. We opened up the dining room and kitchen to give a wonderful large open plan living space. Off of this room, we turned a dark unused pantry into a light and airy laundry room. A large hall cupboard was converted into a downstairs W/C, always a great addition for when you have guests round. Upstairs remained a similar floor plan, however, we used a large pantry cupboard in the hallway upstairs to convert a Ramsay ladder into the loft into a property staircase. Part of the loft was sectioned off and made into a home office. 

From here, we redecorated the full property including plastering every wall. A new kitchen and new bathroom were installed to add the finishing touches to the property.


The Property Rollercoaster

The Property Rollercoaster

 

Last week’s blog was a swift update on everything going on with Nichol Smith Investments. We’ve managed to catch up on ourselves and thought we’d take a moment to summarise what we like to call ‘The Property Rollercoaster”, which we feel has been going on for a few weeks.

 

The property market where we invest (Edinburgh), and I’m sure true to many UK cities, have been through many changes in recent months. The market got off to a flying start at the beginning of 2020. Properties were coming on the market and attracting a lot of interest. We saw many offers for every property, with practically every property on the market going to closing dates.

 

We’ve gone from a very strong property market to a very variable market. Some properties are still flying off the shelf, and some properties have had no interest whatsoever.

 

In the space of two weeks, we’ve seen dramatic changes.

 

We’ve even experienced properties gaining a lot of interest and notes of interest, and going to closing dates. At the closing date, there are no offers from the interested parties. This is unheard of!

 

We recently picked up a property as all the other interested parties pulled out. We were due to collect the keys tomorrow but the Registers of Scotland (where the title deeds are held and updated) are temporarily closed. Again, this is completely unheard of.

 

We also submitted a very low offer on a property at a closing date. We were notified on Friday that our offer was successful as the other eight parties interested dropped out. We’re delighted with our purchase and can’t wait to get working on it. It’s really a wild roller coaster ride at the moment.

 

As Warren Buffett rightly says “Be fearful when others are greedy, and be greedy when others are fearful”. It’s in times like this where we really leverage our buying power, as these are the times when wealth is created.

 

Many things in the property world can be out of our control. We like to plan out strategies A, B and C to cover all eventualities. I feel we may only be at the start of this new rollercoaster ride due to the difficulties facing the stock market and the global pandemic.

 

Investing in Property

We make property investing simple for people who want to benefit from high-quality property investments without investing their own time or resources. Our investors can benefit from a passive income on a fixed term, backed by a brick and mortar asset and a team of experienced property investment professionals.

Are you interested in finding out more?

Download our investor brochure by clicking the button below.


Joint Venture Contracts

Joint Venture Contracts

 

This week’s blog is going to take a closer look at the joint venture partnership and what exactly should be discussed before entering into a joint venture. This will ultimately shape the contract you make legally binding between joint venture partners.

 

In case you missed it, last week’s blog discussed some basic principles of joint ventures and their place in the property world. It’s a good starting point if you’re completely new to joint ventures, so head back to the blog on the website and give it a quick read.

 

A joint venture contract doesn’t need to be a large, complicated, lengthy document, but it’s essential to take the time to get it right before you get going. It protects all the individuals in the joint venture to ensure all possible eventualities are covered, including profit split, responsibilities in the project, the exit strategy, and the backup plan.

 

First things first, you need to consider who will be involved in the partnership. Usually, the partners are the property professional who will bring their time, skills and knowledge of the industry, and the other partner will provide the funding and oversee payments throughout the project.

 

Have you considered who will own the property during the renovation?

 

Typically it will be the individual who provides the finance for the joint venture who will legally own the property. The individual who is not part of funding the property purchase may take out a legal charge on the property (for example an RX1 form) or a legal contract (deed of trust) to ensure the property cannot be sold or transferred without their permission.

 

Another important point to consider about a joint venture partnership is sharing profits. Here at Nichol Smith Investments, we like to see it as two or more parties coming together as equals, bringing equivalent skill or monetary value to the table, and therefore profits split evenly. However, that’s how we feel about joint ventures, and not all property professionals are willing to split profits equally. 

 

We have discussed buying, renovating and selling properties in joint ventures. This is the traditional way individuals can work together in property to share profits. However, there are plenty of people out there who are keen to work on all different types of property projects. For example, joint venturing on HMOs; where one partner is responsible for the project managing the renovation of the property to be suitable for HMO licensing and usage, and the other funds the purchase and renovation. The rent income (after all expenses) is split 50/50. This type of joint venture partnership is a longer-term commitment. Deciding an exit strategy is vital when considering a joint venture partnership.

 

What about when things don’t go to plan…

 

If you decide on an exit strategy, for example, buy to sell, but you can’t sell the property or don’t receive an offer that you (or your joint venture partner) see as acceptable, what do you do? It’s essential to document the plan for the ‘what ifs’ in your joint venture contract before starting out. Discussing these things early on will make decisions easier down the line if the worst is to happen, and you both have it written down in black and white. Say the market changes during a buy to sell project, consider what price you are happy to accept for the property to break even. Consider how long you’re comfortable leaving the property on the market, whether you’d consider an auction sale after a specified period of time, and what you would do if you made a loss.

 

It’s not always plane sailing. There is always an element of risk in the property market, just like any other investment method. One of our fond property friends comes to mind when we write up joint venture contracts, as they always say ‘cover the five D’s’. The five D’s are departure, disaster, death, divorce, and disagreement. Discussing the five D’s and acknowledging what to do in worst-case scenarios will put you in good stead for a successful joint venture. 

 

Investing in Property

We make property investing simple for people who want to benefit from high-quality property investments without investing their own time or resources. Our investors can benefit from a passive income on a fixed term, backed by a brick and mortar asset and a team of experienced property investment professionals.

Are you interested in finding out more?

Download our investor brochure by clicking the button below.


Joint Ventures: Basic Principles

Joint Ventures: Basic Principles

 

Joint ventures are well known in the business world, but many are a little unsure about what joint ventures involve when it comes to property investing. Today I am going to outline some basic principles of joint ventures in property, including what makes a joint venture successful and how to cover all eventualities.

In the property market, a joint venture is a temporary but formalised partnership of two or more individuals, which contract with each other for a particular development project, such as a buy-to-sell project, often through the creation of a temporary subsidiary company called a Special Purpose Vehicle (SPV).

Creating a joint venture partnership for a specific property project can be a great way to work with other professionals or investors in the industry. Joint ventures, in our opinion, work best when two (or more) parties come together to work on a project where their skills complement each other. The way we like to think of it is: you don’t want two (or more) investors working on the same project with little experience of project managing, and likewise, you don’t want two hands-on individuals coming together with no way of funding the project.

A successful joint venture partnership works well in property when the individuals involved have skills that complement each other. This could be where one individual organises the funding for the project and oversees payments, while the other finds the project and manages the refurbishment from start to finish. Alternatively, it could be a partnership between an individual who can oversee the project and fund it, partnering with a builder or other tradesperson who will complete the refurbishment.

Not only can joint partnerships work well with two parties coming together with complementary skills to one another, but joint ventures can work well with more than two parties. We have met professionals in the industry that have multiple parties involved in a property project, where skills and expertise are brought from a wide range of professionals like architects, accountants, quantity surveyors and engineers.

You might be thinking “this all sounds great, but why would we consider joint venturing”. Let me explain some of the benefits.

For many individuals who want to invest in property, joint ventures can be a great way to get involved in a renovation project without going it alone. You can keep up to date with progress, be as hands-on or hands-off as you like depending on your workload and geographical location, and gain experience of what’s involved in a renovation project while working alongside someone with more expertise (and time) than yourself.

For property professionals, working in a joint venture partnership can be a way to expand their knowledge of different aspects of property, and allow working with new professionals in the industry. In certain circumstances, it can be a great way to work with an investor who can fully fund the renovation to get a project off the ground.

Depending on the joint venture partnership agreement, investors can often achieve higher returns on their investment than loaning money to a property company for a fixed return. At Nichol Smith Investments, we believe that joint venture partnerships are where each partner is equal. With this in mind, previous joint venture partnerships we have worked on with investors or other property professionals have resulted in a 50/50 split of profits. This allows us to work on more projects throughout the year while achieving great returns for our investors. And of course, having fun at the same time.

We hope this blog has helped explain the basic principles of what a joint venture partnership can involve in property, and why they can be a great way to gain experience in property and achieve good returns at the same time. Last week we touched on the recent changes the Financial Conduct Authority made to investors working in property. If you missed this article, it’s well worth a read if you’re considering joint ventures in property.

Next week we are continuing the theme of joint ventures, and we will take a more in-depth look into what a joint venture agreement should include. 

 

Interested in Investing in Property?

We make property investing simple for people who want to benefit from high-quality property investments without investing their own time or resources. Our investors can benefit from a passive income on a fixed term, backed by a brick and mortar asset and a team of experienced property investment professionals.

Download our investor brochure by clicking the button below.